Terms and Conditions

1. Introduction

Welcome to Ardvest (“we,” “us,” or “our”). These Terms and Conditions (“Terms”) govern your access to and use of the Ardvest website located at https://www.ardvest.com/ (the “Website”) and any related services, features, content, or applications offered by Ardvest (collectively, the “Services”).

By accessing or using our Website and Services, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, you must not access or use our Website or Services.

Ardvest is an Ireland-based investment platform that presents information about investment opportunities in private businesses and real estate. We do not provide financial advice, investment recommendations, or regulated financial services.

2. No Financial Advice Disclaimer

IMPORTANT: ARDVEST DOES NOT PROVIDE FINANCIAL ADVICE

The content, materials, and information provided on our Website and through our Services are for informational and educational purposes only. Nothing on this Website constitutes or should be interpreted as:

  • Financial advice, investment advice, or recommendations of any kind
  • A recommendation to buy, sell, or hold any investment or security
  • Tax, legal, or accounting advice
  • A representation that any investment is suitable for your particular circumstances

You acknowledge and agree that any decision to invest or engage in any transaction is solely your own decision, made independently and without reliance on any information provided by Ardvest. You must seek independent professional advice from qualified financial advisors, tax professionals, and legal counsel before making any investment decisions.

3. No Offer or Solicitation

The information presented on our Website does not constitute an offer, solicitation, or invitation to subscribe for, purchase, or sell any securities, financial instruments, or investment products. Any investment opportunity mentioned on our Website is presented for informational purposes only and is subject to the terms and conditions of the specific offering documentation.

The availability of any investment opportunity is subject to applicable laws and regulations, and may be restricted in certain jurisdictions. It is your responsibility to ensure that any investment you consider is lawful in your jurisdiction and that you meet all eligibility requirements.

4. Investment Risk Disclaimer

INVESTING INVOLVES SIGNIFICANT RISKS. YOU COULD LOSE ALL OR PART OF YOUR INVESTED CAPITAL.

By using our Services, you acknowledge and understand that:

  • All investments carry risk, including the possible loss of principal
  • Past performance is not indicative of future results
  • Investment values can fluctuate and may be worth less than the original amount invested
  • Private business and real estate investments are typically illiquid and may be difficult to sell
  • There is no guarantee that any investment will achieve its stated objectives or return any capital
  • Projected returns are estimates only and actual returns may differ materially

You should only invest amounts that you can afford to lose without affecting your standard of living or financial security.

5. User Eligibility

By using our Website and Services, you represent and warrant that:

  • You are at least 18 years of age or the legal age of majority in your jurisdiction
  • You have the legal capacity to enter into these Terms
  • You are not prohibited by any applicable law or regulation from accessing investment-related information
  • You are accessing our Website in compliance with all applicable laws and regulations in your jurisdiction

We reserve the right to refuse access to our Services to any person or entity for any reason at our sole discretion.

6. User Accounts and Registration

Certain features of our Services may require you to create an account. When registering, you agree to:

  • Provide accurate, current, and complete information
  • Maintain and promptly update your account information
  • Maintain the security of your account credentials
  • Notify us immediately of any unauthorized access or security breach
  • Accept responsibility for all activities that occur under your account

We reserve the right to suspend or terminate your account if any information provided is inaccurate, false, or incomplete, or if you violate these Terms.

7. Intellectual Property Rights

All content on the Website, including but not limited to text, graphics, logos, images, audio clips, video clips, data compilations, software, and the compilation thereof (collectively, the “Content”), is the property of Ardvest or its licensors and is protected by Irish and international copyright, trademark, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and use the Content for personal, non-commercial purposes only. You may not:

  • Reproduce, distribute, modify, or create derivative works of the Content without our prior written consent
  • Use any content for commercial purposes without authorization
  • Remove any copyright, trademark, or proprietary notices from the Content
  • Use any automated means to access or scrape the Website

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW:

ARDVEST, ITS DIRECTORS, EMPLOYEES, PARTNERS, AGENTS, SUPPLIERS, OR AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

  • Your access to or use of, or inability to access or use, the Services
  • Any investment decisions made based on information provided through our Services
  • Any financial losses, including loss of capital, incurred through investments mentioned on our platform
  • Any conduct or content of any third party on the Services
  • Any unauthorized access, use, or alteration of your transmissions or content

IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS EXCEED THE AMOUNT YOU HAVE PAID TO US FOR USE OF THE SERVICES IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR ONE HUNDRED EURO (EUR 100.00), WHICHEVER IS GREATER.

9. Disclaimer of Warranties

THE SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, ARDVEST DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:

  • MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT
  • THE ACCURACY, COMPLETENESS, RELIABILITY, OR TIMELINESS OF ANY CONTENT
  • THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES
  • THAT ANY INVESTMENT OPPORTUNITY WILL PERFORM AS DESCRIBED OR EXPECTED

10. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of Ireland, without regard to its conflict of law provisions.

Any dispute arising out of or relating to these Terms or your use of the Services shall be subject to the exclusive jurisdiction of the courts of Ireland. You agree to submit to the personal jurisdiction of such courts for the purpose of litigating all such claims.

11. Dispute Resolution

Before initiating any formal legal proceedings, you agree to first attempt to resolve any dispute informally by contacting us at info@ardvest.com. We will attempt to resolve the dispute through good faith negotiations within thirty (30) days of receiving your notice.

If the dispute cannot be resolved informally, you agree that any legal action must be brought exclusively in the courts of Ireland, and you consent to the personal jurisdiction and venue of such courts.

12. Modifications to Terms

We reserve the right to modify or replace these Terms at any time at our sole discretion. When we make material changes, we will notify you by posting the updated Terms on this page with a revised “Effective Date.”

Your continued use of the Services after any such changes constitutes your acceptance of the new Terms. It is your responsibility to review these Terms periodically for changes. If you do not agree to the modified Terms, you must discontinue use of our Services.

13. Termination

We may terminate or suspend your access to the Services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms.

Upon termination, your right to use the Services will immediately cease. All provisions of these Terms which by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

14. Indemnification

You agree to defend, indemnify, and hold harmless Ardvest and its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms or your use of the Services.

15. Third-Party Links

Our Website may contain links to third-party websites or services that are not owned or controlled by Ardvest. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

You acknowledge and agree that Ardvest shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

16. Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of these Terms will continue in full force and effect.

17. Entire Agreement

These Terms constitute the entire agreement between you and Ardvest regarding the use of our Services and supersede all prior agreements, understandings, and communications, whether written or oral, relating to the subject matter hereof.

18. Contact Information

If you have any questions about these Terms, please contact us at:

Email: info@ardvest.com

Website: https://www.ardvest.com/

Address: Ardvest Partners Ltd., 16 Mount Street Lower, Dublin 2, D02 KX05, Ireland